Terms of Service

1. Acceptance

By accessing AI-TaxPlan ("the Service") at agent.i-taxplan.com, you ("Subscriber") agree to these Terms of Service. The Service is provided by I-Taxplan ("we", "us"), a Florida-based tax-resolution firm.

2. Eligibility

The Service is intended exclusively for licensed CPAs, Enrolled Agents, and other qualified tax professionals. By creating an account, you represent that you hold a current professional license or enrollment to prepare or advise on US tax returns, and that you will use the Service only in connection with such professional engagements.

3. Account & Access

• Access is invite-only. Each invite is tied to one professional and may not be transferred.
• You are responsible for safeguarding your password, OAuth-linked accounts, and 2FA secrets. We recommend enabling TOTP-based 2FA.
• You are responsible for all activity that occurs through your seat, including activity by anyone you grant access to within your firm tenant.

4. Subscription, Plans, Quotas

• Subscription tiers (Trial / Starter $140/mo / Growth $250/mo / Pro $400/mo) carry specified limits on seats, active clients, monthly analyses, and data retention. Current limits are listed in your account settings.
• Subscriptions are monthly and may be upgraded or downgraded at any time, with proration handled by our billing provider.
• A 30-day free trial is available for new accounts. Paid subscriptions are non-refundable except as required by applicable law. A failed pipeline run (where the analysis does not complete) is not counted against your monthly analysis quota.
• If your plan is downgraded or cancelled, archived data remains available for the retention period associated with your most recent paid plan, then is purged.

5. Your Content

• "Your Content" includes tax returns, supporting documents, client information, notes, and chat messages you upload or generate in the Service.
• You retain all rights to Your Content. You grant us a limited license solely to operate, display, and process Your Content within the Service for your benefit.
• You represent that you have the necessary rights and consents from your end-clients to upload their tax data to the Service.

6. Permitted & Prohibited Use

• You may use the Service to analyze, advise, and prepare tax-related work for clients you serve in your professional capacity.
• You may not (a) reverse-engineer the Service, (b) use the Service to train competing AI systems, (c) submit content that infringes third-party rights, or (d) attempt to bypass quotas, security, or access controls.

7. AI Outputs and Limitations

• The Service uses third-party large language models, including Anthropic's Claude. All AI-generated outputs (findings, recommendations, estimates, citations, and reports) are produced algorithmically and may contain errors, omissions, hallucinations, or stale references.
• The Service includes an automated Auditor agent that reviews outputs, but automated review is not a substitute for human professional judgment. No output from the Service has been reviewed or approved by a licensed tax professional on your behalf.
• You are solely responsible for verifying every AI output — including every dollar figure, every citation, and every strategy recommendation — before relying on it in client communications, filings, or advice.
• Estimated tax savings figures are projections based on the information provided and simplified tax models. Actual outcomes will vary based on individual client circumstances, elections made, IRS or state authority positions, and other factors outside our control. Dollar savings estimates are not guarantees.

7A. Charitable Gift Financing (CGF) Disclosure

The Service may recommend Charitable Gift Financing ("CGF") — a leverage-based charitable planning strategy involving a private loan to fund a large charitable contribution, pursuant to IRC §170(a). This strategy is complex, involves substantial upfront cost (approximately 11.7% of the loan amount in prepaid interest), and carries legal, compliance, and IRS-scrutiny risks that vary by client. The Service's CGF recommendations are AI-generated estimates only. Before advising any client on CGF: (a) independently verify the client's eligibility; (b) confirm current IRS and court positions; (c) engage qualified tax and legal counsel familiar with this structure; and (d) ensure the client understands all costs, risks, and the long-term loan obligation. AI-TaxPlan is not affiliated with, and does not endorse, any specific lender, including Closehaul Capital LLC. References to that lender in AI outputs are informational only.

8. Knowledge Base

The Service includes an automatically updated knowledge base of public tax-law references (IRS publications, Treasury regulations, court rulings, state DOR materials). The knowledge base is informational only, may be incomplete or out of date, and does not constitute legal or tax advice. Citation links may not reflect the most current version of any authority.

9. Confidentiality & Security

• We use commercially reasonable measures to protect Your Content: encryption at rest, encryption in transit, access controls, audit logging, and isolation between firm tenants.
• We do not sell Your Content. We do not use Your Content to train AI models.
• See our Privacy Policy and Data Processing Addendum for details.

10. Disclaimer of Tax, Legal, and Financial Advice

AI-TaxPlan is an AI-assisted analysis and workflow tool for licensed tax professionals. The Service does not provide tax, legal, financial, or investment advice. Nothing produced by the Service — including analysis reports, strategy recommendations, savings estimates, citation references, or shared client reports — constitutes or should be construed as professional advice of any kind. All output must be independently evaluated and approved by the subscribing licensed CPA or Enrolled Agent before any communication to clients, any tax filing, or any action taken in reliance on such output. I-Taxplan expressly disclaims all liability for any action taken or not taken based on AI-generated content produced by the Service.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE FEES PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR PENALTIES ASSESSED AGAINST YOU OR YOUR CLIENTS BY ANY TAXING AUTHORITY.

13. Indemnification

You agree to indemnify, defend, and hold us harmless from claims arising out of (a) Your Content, (b) your use of the Service, (c) your violation of these Terms, or (d) your breach of any representations regarding professional licensing or client consent.

14. Termination

• You may cancel your subscription at any time through the billing portal.
• We may suspend or terminate your access for breach of these Terms, non-payment, or activity that puts the Service or other subscribers at risk.
• Upon termination, you have 30 days to download Your Content; thereafter it is purged on the schedule described in our Privacy Policy.

15. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Disputes will be resolved in the state or federal courts located in Miami-Dade County, Florida.

16. Changes

We may update these Terms from time to time. Material changes will be communicated by email or in-app notice at least 30 days before they take effect.

17. Contact

Questions: renato@i-taxplan.com · I-Taxplan, Miami, FL